Contribution in. Market out. Tax rules on the side.
Type a monthly contribution, optional employer monthly, years, assumed return. The corpus is compound interest theatre. 80CCD(1B) ₹50,000 is the extra deduction cap in the Act. Exit: PFRDA still wants a slice as annuity for many subscribers — the slider is illustrative.
Worked example: ₹5,000/month, 25 years, 10%
Run it. Then run 8%. The gap is why NPS ads and NPS reality argue. Not advice.
Questions
Are my numbers uploaded?
No. Arithmetic stays in this tab. Remember writes this browser only.
Can I share the inputs?
The URL hash (#) stores fields. Copy the address bar. Nothing is sent as a query string to a server of ours.
Is this a filing?
No. Print the worksheet. Argue with payroll or a CA. Do not paste this into an ITR as authority.
80CCD(1B)?
Additional deduction up to ₹50,000. This page does not prepare ITR schedules.
80CCD(2)?
Employer NPS: 10% of salary (14% central govt) — a payroll line, not this contribution box unless you type it.