Investing

CAGR

Point to point. For irregular cashflows, use XIRR.

Last updated 27 August 2026 · not a filing

Two prices. One exponent.

CAGR is (end/start)^(1/n) − 1. Mutual-fund “CAGR since inception” on a SIP is often a marketing cousin of XIRR. If you put money in more than once, this page is the wrong one.

Worked example: ₹1 lakh → ₹2.1 lakh in 6 years

(2.1)^(1/6) − 1 ≈ 13.2%. That is not “13% every calendar year.”

Questions

Are my numbers uploaded?

No. Arithmetic stays in this tab. Remember writes this browser only.

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The URL hash (#) stores fields. Copy the address bar. Nothing is sent as a query string to a server of ours.

Is this a filing?

No. Print the worksheet. Argue with payroll or a CA. Do not paste this into an ITR as authority.

SIP CAGR?

If you added money, use XIRR. CAGR assumes one start value and one end value.

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